American Risk and Insurance Association — Founded in 1932


The JRI promotes two Calls for Papers:

  • Special Issue on the Implications of COVID-19 for the Insurance Industry
  • Symposium on Insure-Tech, Digitalization, and Big-Data Techniques in Risk Management and Insurance.

Submission Process

Individual American Risk and Insurance Association (ARIA) membership is required for manuscript submission. If you are already a member, all you need is your membership number. If you are not yet a member, membership can be obtained at Wiley Online Library or by calling 1-800-835-6770. The typical membership fee, which includes subscriptions to the Journal of Risk and Insurance and Risk Management and Insurance Review, is $160 US, although some variation exists depending on membership type. Once receiving your membership number and a membership receipt, you will upload these items with your submission.

Authors are encouraged to indicate an ORCID identifier upon manuscript submission. ORCID is a nonprofit organization that aims to solve the problem of name ambiguity among researchers. Membership is free, and ensures that researchers can be easily and correctly connected to their research activities, outputs, and affiliations. In the future, authors may be required to submit an ORCID identifier when submitting manuscripts.

Please submit your manuscript via ScholarOne. Manuscripts submitted to the Journal of Risk and Insurance cannot be under consideration at another journal.


  • Upload a single Word or PDF document that includes all parts of the research, including text, tables, figures, and references. Even if you expect to have supplementary materials intended as online appendices, please include these in the single document being reviewed when submitting. You will be asked to separate the supplements upon publication.
  • Be certain to submit a completely anonymous file containing no identification indication in its properties.
  • The first page of the manuscript must contain only the title, an abstract up to 150 words, and keywords.
  • A separate title page that includes the title of the article, authors’ names, affiliations, email addresses, and acknowledgments may be uploaded separately.
  • There is no page limit for manuscript review; however, authors are encouraged to limit their main text and figures to fewer than 45 pages when possible, and ultimately published papers are likely to be shorter versions with on-line supplements used as needed.

The JRI offers a free format submission for a simplified and streamlined submission process.

Prior Review Process

The prior review process invites authors to submit prior reviews and decision letters from manuscripts they previously submitted to top journals in economics, finance, statistics and business (e.g., American Economic Review, Journal of Finance). The JRI editorial team will consider all of the materials provided for these submissions and decide the extent to which additional reviews are needed before making a decision for the JRI.

To submit under the prior review process, please attach a pdf cover letter to your submission:

  1. Indicate that you are providing reviews received elsewhere.
  2. Include all of the correspondence from any prior submission of the paper that you would like considered. This includes all decision letters and all reviews received.
  3. Outline what modifications you have made to the manuscript (if any) since receiving the prior review. Authors do not need to provide a new point-by-point response to the prior reviews, but should highlight prior review comments that have been addressed prior to this submission.
  4. Please attach these materials (prior review materials + explanation of modifications) as additional pages in the pdf cover letter.

Review Process

Manuscripts submitted to the Journal of Risk and Insurance are received by a staff located at the University of Wisconsin-Madison, USA. The Editor-in-Chief, along with a team of Senior Editors who represent divergent academic areas, initially screens manuscripts for suitability. Manuscripts passing the initial screen are assigned to a Senior Editor for selection of reviewers and guidance through the review process.

After a manuscript is reviewed and Senior Editor recommendations offered, the Editor-in-Chief makes one of the following decisions based on the referee reports and the recommendation of the Senior Editor:

  • Accept;
  • Return for minor revisions;
  • Return for major revisions and subsequent reconsideration;
  • Reject and resubmit;
  • Reject and referral to Risk Management and Insurance Review; or
  • Reject.

The Editor-in-Chief communicates the decision to the author(s) along with the referee reports.

The entire review process is double-blind. Authorship of papers under consideration is anonymous to the reviewers, and the identities of reviewers are not revealed to the authors.

Conflict of Interest

Senior Editors and the Editor-in-Chief are recused from papers involving:

  •  Current colleagues at the same institution (regardless of department), as well as graduate students at the same institution.
  •  Coauthors of current papers or papers published fewer than 2 years ago.
  •  Untenured students whom they advised.
  •  A family member.

Senior Editors and the Editor-in-Chief must disclose any other close personal or professional relationship, even if not listed here (e.g. coauthor of a current project, former tenured student to whom the Senior Editor or Editor-in-Chief is still close, advisee of the author, etc.) which, in their opinion, creates a conflict.

Papers falling into these categories are handled by the Editor-in-Chief or assigned to another Senior Editor, using appropriate procedures for confidentiality of refereeing.

Papers submitted by a Senior Editor are handled by the Editor-in-Chief or assigned to another Senior Editor. For conflicts involving the Editor-in-Chief, the assistant editor will assign the manuscript randomly to one of the other Senior Editors.

The Conflict of Interest statement is primarily based on the American Economic Association’s policy.


Communications relating to editorial matters should be sent to

Accepted Manuscripts

Accepted articles must conform to the Journal’s Style Guide. Articles should not exceed 40 pages and abstracts should not exceed 150 words. Comments and notes on previously published articles are typically from five to eight pages. The final version of the main article body must be in an editable format. Currently, only DOC and TEX files are supported. Please contact the editorial office if you have questions.


Cite references in the text by the author’s surname and year of publication. Text citations should be given in the form: “As Witt (1988) showed… ” or “As already shown (Witt, 1988; Doherty and Garven, 1998).” Do not use footnotes merely to indicate the author’s name and facts of publication. A complete list of references should be provided at the end of the manuscript, alphabetized by the author’s surname. Please refer to articles already published in JRI for details.

Tables and Figures

Place tables and figures in the main document of the manuscript; you may place them at the end or embedded in the content. Figures must be submitted at a minimum resolution of 300 dpi in order to meet standards in the printed version.

All figures must be provided in an accepted format such as EPS or PDF and should be numbered with Arabic numerals. Tables and figures should have brief but clear and descriptive titles. Please do not use colors in figures and text. The axes of figures must be clearly labeled. Tables should be self-contained, that is, the reader should be able to interpret the table without looking in the text for variable definitions and abbreviations. Definitions of all abbreviations should appear in a table note. The columns should be clearly and descriptively labeled. In regression tables, variables should be given short but descriptive names, and abbreviations should be avoided wherever possible.

Go to Wiley’s Online Library for further details.


Equations should be written using MathType or another equivalent equation editor and should be numbered consecutively throughout the paper. Equation numbers should be in parentheses and flush with the right margin. Text references to equations should be as follows: “equation (3) indicates . . . ” or “substituting for cs from equation (2) . . .”

Open Access

OnlineOpen is available to authors of primary research articles who wish to make their article available to non-subscribers on publication, or whose funding agency requires grantees to archive the final version of their article. Access JRI OnlineOpen for more information.